If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Western Heritage Bank 2 Year CD Account |
1.75%
Date: Feb 13, 2012
|
| One Source Credit Union 2 Year CD Account |
1.31%
Date: Feb 20, 2012
|
| GECU 2 Year CD Account |
1.31%
Date: Feb 15, 2012
|
| Ge Credit Union 2 Year CD Account |
1.31%
Date: Feb 14, 2012
|
| Golden Key Credit Union 12 Month CD Account |
1.21%
Date: Feb 7, 2012
|
| Chevron Federal Credit Union 2 Year CD Account |
1.20%
Date: Feb 8, 2012
|
| GECU 2 Year CD Account |
1.61% to
1.31% Date: Feb 15, 2012
|
| GECU 12 Month CD Account |
1.16% to
1.15% Date: Feb 15, 2012
|
| GECU 6 Month CD Account |
0.85% to
0.70% Date: Feb 15, 2012
|
| Automatic Data Processing Employees Credit Union 2 Year CD Account |
0.75% to
0.65% Date: Feb 10, 2012
|
| Automatic Data Processing Employees Credit Union 12 Month CD Account |
0.60% to
0.50% Date: Feb 10, 2012
|
| Automatic Data Processing Employees Credit Union 6 Month CD Account |
0.50% to
0.45% Date: Feb 10, 2012
|
