Highest Current Las Cruces, NM Bank Account Rates
It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.
Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Las Cruces, NM. Las Cruces Banking Rates has put together a list of the best bank account rates in Las Cruces (within a 50-mile radius) for savings and CD accounts:
Top Savings Interest Rates in Las Cruces
- Western Heritage Bank: 2.02%
- Mountain Star Credit Union: 0.75%
- Chevron Federal Credit Union: 0.7%
Best Las Cruces 6-Month CD Rates
- Mountain Star Credit Union: 1.76%
- Ge Credit Union: 1.51%
- Automatic Data Processing Employees Credit Union: 1.25%
Highest Las Cruces 12-Month CD Interest Rates
- Mountain Star Credit Union: 2.42%
- Ge Credit Union: 2.12%
- Western Heritage Bank: 1.75%
Best 24-Month CD Rates in Las Cruces
- Mountain Star Credit Union: 2.52%
- Ge Credit Union: 2.43%
- Western Heritage Bank: 2%
Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.

